TOM ANDROS
HUD 203k Consultant Since 1995
Real Estate & Construction Inspection & Evaluation
Development & Condo Conversion Consultant
154A W. Foothill Blvd, No. 316 • Upland, CA 91786
Cell: 909 / 913-3304 • Fax: 866 / 434-2402

If you are offering your Borrowers the FHA 203(k) Rehab Loan, should you trust your
Clients to a new, inexperienced 203(k) Consultant or with someone with extensive and
proven experience.

Tom has performed, well-over 1500 203(k) Inspections, Work Write-Ups and Specifications of Repairs. He has also been employed by HUD, as a Sub-Contractor, to perfom dozens of case audits, evaluating the work of other 203(k) Consultants. Many major investors are counted among his client list. Several have called upon him to work-out problem cases and to perform case audits.

He is proficient in performing the required HUD Work Write-ups, Specification of Repairs, Feasibility Studies, Plan Reviews and Draw Request Inspections and delivering them in a timely and professional manner. Most reports, which are 20 to 30 pages, are completed and delivered to the appropriate parties, within 3 to 5 business days, of the intial inspection, with the borrower. 

A completed Specification of Repairs must be given your Appraisor, prior to the Appraisor visiting the property and  completing the appraisal. With the Specification of Repairs, in hand, the Appraisor, per HUD Guidlines, can give you an “After Value” appraisal, rather then an “As-Is” appraisal.

Do not hesitate to call, to discuss any scenario you may have, prior to having your client pay for a home inspection, etc.

If you are located in Southern California, he is available for presentations to Realtors, Loan Officers, Non-Profits and other groups interested in the HUD 203(k) Rehab Loan Program.  The presentation includes handouts, which outlines the procedure for completing a 203(k) Rehab Loan and ample time for answering questions.

Summary of Qualifications

• Real Estate License, since 1979
• Real Estate Syndicator, 1982 – 1986
• General Contractor License, since 1987
• Swimming Pool Contractor License, since 1990
• HUD approved 203(k) Consultant – since 1995
• Los Angeles City Building Dept, Seismic Retrofit training, 1994-1995
• ASTM Training – Phase One Environment Assessment Screening
• American Red Cross Disaster Institute – Survey & Damage Assessment Training

 Construction Experience: 1974 to present

• Ralph M. Parsons Co., Engineers & Constructors, Pasadena, CA, 1974 – 1978
  Project Manager on numerous domestic & international projects, Pre-contract forecasting, analysis and feasibility,
  on-site / off-site supervision
• Experienced in all aspects of design, project management, financing, contract negotiation and consultation
• Completed multiple residential & apartment projects: New Construction, Rehab, Renovation, Remodel,
  Condo Conversion, Design, Plans, Permits, Change of Use Applications
• As a Designer / Builder – hundreds of projects including: new construction, seismic repair & retrofit, rehab & renovation of SFRs, multi-unit buildings, HOAs, residential and commercial properties. Dozens of Earthquake related repairs, rehab, renovation and retrofits, after 1994 Northridge Earthquake
• As Rehab / Renovation Consultant, after 1994 Northridge Earthquake, hundreds of building and property on-site inspections and evaluations for Investors, Insurers, lenders, asset managers and buyers and sellers    

Recent Projects: 2004 to present 

• Los Angeles: Consultant, Convert Commercial buildings to Live/Work Lofts
• Beaumont: Project Manager, Owners Representative
  Change of Use Process for Condo Conversion of 3 one story commercial buildings, former convalescent home, being converted to 14 residential living units. Designed floor plans, arranged engineering, Planning Dept. approvals, Building Dept permits, prepared construction cost estimates
• Beaumont: Designer / Consultant 12 new condos 
• Banning: Designer / Consultant / Project Manager, Owners Representative. Renovation of four buildings, designed to convert commercial to residential units, obtained Planning Dept. & Building Dept approvals

Professional Affiliations

• CSLB – California State License Board
• NAPPS – National Association of Private Placement Syndicators, Founding Member / Director
• NKBA – National Kitchen & Bath Association Designer, past member
• ICBO – International Council of Building Officials, past member
• EAA – Environmental Assessment Association, past member
• ASTM – American Society of Testing & Materials, past member
• CSEC – California State Energy Commission Auditor, past member
• SOLE – Society of Logistic Engineers, past member
• FMC – Federal Maritime Commission Practitioner, past member
• NMC – National Maritime Commission Shipper Advisor, past member